Attention! Unique opportunity!! 2.75% assumable loan available on a spacious 2376 sq ft stand-alone-condo built in 2020. Home has 4-bed, 3.5-baths and 2-car garage located in the gated Villas at Harbor Pointe Community. Home has a junior suite suitable for a private guest room/office or game/playroom with walk in closet and separate bathroom. Expansive great room includes living/dining rooms, kitchen (stainless-steel 5-burner gas stove/self-cleaning oven range, built-in microwave, refrigerator, dishwasher and sink) pantry, thermofoil cabinets, island, quartz counter tops (misty grey), custom 21-inch backflash, soft closing drawers, pull-out shelves in all lower cabinetry and .5 bathroom near the stairwell. Spacious master suite has a private bathroom, walk in closet, walk in shower, towel pantry and double sink vanity. Two bedrooms on the same floor have great closets, shared bathroom and adjacent storage/towel pantry. Washer/dryer room conveniently located near bedrooms. The home is complete with custom blinds, shades and dual Eco bee thermostats; nice storage area located under stairwell near the front door; luxury plank rigid core wood vinyl floors throughout; thick carpeted stairwells; cultured marble bathroom countertops; tankless water heater; security system (with keypad, motion sensor, and door/window sensors - homeowner must activate); carbon/smoke detectors; and, a private paved side yard great for entertainment, barbecuing or just relaxing. Villa located near the front gate, playground and dog park. Accessible to the 110 and 405 freeways, Home Depot, Costco, Sam's Club, Torrance mall and eateries. Don't miss out on this great opportunity! Please note that the homeowner is also the listing Broker.